Role
Risk / credit analyst
The hiring challenge
They make quantitative decisions that affect the bank's exposure. It is hard to see in an interview how solid their numerical reasoning and judgment are under uncertainty.
What to assess
Reasoning ability, financial knowledge and command of analysis tools, along with critical thinking to support a recommendation.
How we build the mix
A person with higher cognitive ability tends to learn faster, reason better and adapt to new problems. For this role it is a good base for the mix.
Related competencies confirm that this capable person can perform the specific functions of the role well, not just reason in the abstract.
A technical assessment (your own or digitized) verifies they can use the tools of the role. Or, as an alternative, DISC to learn the behavioral profile for the role.
Suggested assessment mix for risk / credit analyst
9 assessments · variable time. Suggested guide: adjust it to your process.
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People with greater learning and reasoning ability tend to resolve the quantitative challenge of the role better.
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Helps observe the financial-accounting conceptual command the role needs.
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Helps observe the reasoning to analyze data and detect what does not add up.
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Helps observe order and care when handling and safeguarding the role's information.
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Helps observe order, prioritization and follow-through under workload.
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Helps observe signs of probity in a role with access to money or sensitive information.
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Helps observe how quickly they adapt to new processes, tools and contexts of the role.
- 8 Excel
Credit analysis relies on spreadsheets; measuring Excel adds a concrete signal of command of the tool.
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They access sensitive financial information and decide over money; integrity controls add useful signal.
ⓘ The exact mix and its fit are tuned by Kokoro with you. This mix is a guide, not a closed recipe.